On April 9, 2024, our company wired $112,710 to Cortes Campers LLC for the purchase of three campers, including shipping to our campground in Nevada. The payment was made after Cortes representative Morgan Jarrell provided our lending institution with three Manufacturer’s Certificates of Origin (MCOs)—documents that appeared to confirm the campers were already completed. This came as a surprise, since salesperson Melanie Touchette had previously told us by phone that production would take approximately two weeks. Instead of issuing a $3,000 deposit per camper, the units were funded in full based on the documents provided. Below, I’ve included the bank wiring details, copies of the MCOs, and a close-up of the signature section from each certificate.
What is a Manufacturer’s Certificate of Origin? A Manufacturer’s Certificate of Origin (MCO), or Manufacturer’s Statement of Origin (MSO), is the document that proves where and by whom a vehicle or trailer was built. It’s created only after the unit is fully manufactured, assigned a Vehicle Identification Number (VIN), and verified as complete. The MSO lists key details like the manufacturer’s name, VIN, model, and weight, and it’s signed by an authorized company representative. This document serves as the vehicle’s first proof of ownership and is later exchanged for a legal title when the buyer registers it.





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